| I. INCOME | | | | | |
| Interest Earned | 235654.75 | 178117.77 | 143815.32 | 143140.76 | 135903.90 |
| Interest / Discount on advances / Bills | 191012.99 | 145078.82 | 115643.11 | 113531.37 | 110451.81 |
| Interest on balances with RBI and other Inter-bank funds | 3388.72 | 2062.52 | 2202.67 | 3681.64 | 1399.64 |
| Income on investments | 36857.00 | 27818.77 | 23164.92 | 23382.86 | 21854.99 |
| Others | 4396.04 | 3157.66 | 2804.62 | 2544.89 | 2197.47 |
| Other Income | 32164.76 | 24362.37 | 21209.33 | 19716.54 | 18818.11 |
| Commission,exchange and brokerage | 23292.07 | 18678.01 | 13228.65 | 10494.55 | 9640.54 |
| Profit / (loss)on sale of investments(net) | 2659.74 | 902.44 | 3886.88 | 6108.19 | 6079.25 |
| Profit on sale of Fixed Assets | 84.33 | 8.30 | 53.30 | 17.99 | 51.72 |
| Foreign Exchange Gains | 2106.43 | 2971.39 | 2420.16 | 1939.99 | 2183.13 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | 1791.35 | 810.11 | 522.42 |
| Miscellaneous income | 4022.19 | 1802.24 | -171.01 | 345.71 | 341.05 |
| Total Income | 267819.52 | 202480.15 | 165024.65 | 162857.29 | 154722.02 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 144946.71 | 99752.39 | 79593.79 | 84349.58 | 86783.09 |
| Intereston Deposits | 126990.91 | 86127.81 | 73322.89 | 78045.40 | 81003.65 |
| Interest on RBI / inter-bank borrowings | 1839.46 | 906.54 | 358.48 | 419.65 | 914.10 |
| Other Interest | 16116.35 | 12718.04 | 5912.42 | 5884.53 | 4865.34 |
| Operating Expenses | 67666.96 | 52112.05 | 45921.46 | 38986.64 | 35467.07 |
| Payments to and provisions for employees | 31797.00 | 24402.44 | 25116.60 | 21720.18 | 18759.80 |
| Rent,Taxes and lighting | 5227.96 | 4302.50 | 3655.87 | 3190.46 | 3217.22 |
| Depreciation on Banks property | 2339.50 | 1821.77 | 1388.98 | 1149.20 | 1257.27 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 57.81 | 63.19 | 78.28 | 85.02 | 95.59 |
| Law charges | 708.90 | 544.43 | 316.51 | 194.30 | 208.71 |
| Communication Expenses | 1444.21 | 1256.73 | 912.63 | 819.00 | 787.68 |
| Repairs and Maintenance | 1238.02 | 1152.57 | 858.13 | 700.50 | 760.41 |
| Insurance | 2863.29 | 2318.90 | 2145.71 | 1929.06 | 1427.81 |
| Other expenses | 21990.26 | 16249.52 | 11448.76 | 9198.92 | 8952.58 |
| Provisions and Contingencies | 2595.85 | 7986.27 | 13046.63 | 17435.41 | 11872.18 |
| Provision for investments | 12.60 | -66.80 | -7.20 | 289.00 | 635.00 |
| Provision for advances | 2624.20 | 7728.40 | 12719.50 | 16969.90 | 1171.90 |
| Others Provisions | -40.95 | 324.67 | 334.33 | 176.51 | 10065.28 |
| Profit Before Tax | 52610.00 | 42629.43 | 26462.76 | 22085.66 | 20599.67 |
| Taxes | 13334.70 | 10871.80 | 6808.80 | 5613.60 | 5072.00 |
| Current Income Tax | 12270.30 | 10859.30 | 8452.50 | 5833.10 | 5072.00 |
| Deferred Tax | 1064.40 | 12.50 | -1643.70 | -219.50 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 39275.30 | 31757.63 | 19653.96 | 16472.06 | 15527.67 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1261.65 | -453.11 | -277.50 | -152.36 | -172.56 |
| Share of Associate | 365.06 | 340.60 | 310.28 | 323.64 | 377.09 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 38378.71 | 31645.12 | 19686.74 | 16643.34 | 15732.20 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 96008.84 | 75185.40 | 54644.88 | 44060.69 | 38479.83 |
| Transfer to Statutory Reserve | 9569.52 | 7773.05 | 4870.85 | 4062.47 | 3915.46 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 5542.52 | 4265.75 | 2667.21 | 2295.72 | 1474.61 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | 571.90 |
| Other appropriations | 80896.80 | 63146.60 | 47106.82 | 37702.49 | 32517.87 |
| Equity Dividend % | 60.00 | 50.00 | 90.00 | 35.00 | |
| Earnings Per Share | 16.00 | 15.00 | 9.00 | 8.00 | 8.00 |
| Adjusted EPS | 16.00 | 15.00 | 9.00 | 8.00 | 8.00 |
