I. INCOME | | | | | |
Interest Earned | 1183792.16 | 945026.17 | 733854.56 | 743139.78 | 788946.98 |
Interest / Discount on advances / Bills | 876476.87 | 661405.17 | 507506.64 | 514272.16 | 554910.73 |
Interest on balances with RBI and other Inter-bank funds | 19342.30 | 16137.02 | 11382.85 | 16933.04 | 21601.51 |
Income on investments | 278421.41 | 248010.56 | 195360.69 | 192753.81 | 192335.96 |
Others | 9551.58 | 19473.42 | 19604.37 | 19180.78 | 20098.78 |
Other Income | 233994.87 | 162753.60 | 143947.31 | 152536.49 | 121913.32 |
Commission,exchange and brokerage | 37109.01 | 30997.08 | 28971.55 | 26215.04 | 26761.47 |
Profit / (loss)on sale of investments(net) | 24845.03 | 15359.65 | 30556.37 | 34162.62 | 27778.41 |
Profit on sale of Fixed Assets | 63.14 | 143.31 | 42.35 | 2712.52 | 35.66 |
Foreign Exchange Gains | 13272.18 | 6903.49 | 11859.11 | 10780.72 | 10207.71 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 158705.51 | 109350.07 | 72517.93 | 78665.59 | 57130.07 |
Total Income | 1417787.03 | 1107779.77 | 877801.87 | 895676.27 | 910860.29 |
II. EXPENDITURE | | | | | |
Interest Expended | 698990.76 | 499421.69 | 388154.73 | 432011.80 | 500398.91 |
Intereston Deposits | 612811.07 | 428881.62 | 344139.49 | 387022.89 | 448564.84 |
Interest on RBI / inter-bank borrowings | 56271.04 | 44182.31 | 17389.60 | 18400.13 | 26834.84 |
Other Interest | 29908.64 | 26357.76 | 26625.64 | 26588.79 | 24999.22 |
Operating Expenses | 343368.10 | 306444.64 | 248387.92 | 231174.70 | 213714.81 |
Payments to and provisions for employees | 169666.92 | 143474.04 | 126438.31 | 119933.77 | 100744.41 |
Rent,Taxes and lighting | 17755.37 | 16749.14 | 15526.16 | 15847.93 | 15839.73 |
Depreciation on Banks property | 16325.07 | 19812.05 | 14004.86 | 13219.20 | 16972.27 |
Depreciation on leased assets | 610.20 | 506.52 | 377.54 | 353.85 | |
Auditor's fees and expenses | 1047.56 | 919.42 | 906.29 | 817.64 | 1079.74 |
Law charges | 3937.26 | 2417.16 | 2034.71 | 1746.44 | 1688.58 |
Communication Expenses | 2646.91 | 2050.61 | 1512.01 | 2101.64 | 2143.98 |
Repairs and Maintenance | 10947.58 | 10515.56 | 10123.19 | 11258.97 | 11475.31 |
Insurance | 17562.22 | 15420.38 | 14003.68 | 13742.52 | 10811.55 |
Other expenses | 102869.00 | 94579.76 | 63461.16 | 52152.74 | 52959.23 |
Provisions and Contingencies | 117434.64 | 96267.99 | 141176.21 | 168758.11 | 209085.64 |
Provision for investments | -283.10 | 17181.90 | 5677.40 | 11028.20 | 10174.20 |
Provision for advances | 62857.90 | 52019.90 | 122951.50 | 144692.80 | 199292.30 |
Others Provisions | 54859.84 | 27066.19 | 12547.31 | 13037.11 | -380.86 |
Profit Before Tax | 257993.53 | 205645.46 | 100083.01 | 63731.67 | -12339.06 |
Taxes | 73897.10 | 58766.70 | 23080.70 | 49192.70 | -21760.90 |
Current Income Tax | 73897.10 | 58766.70 | 23080.70 | 49192.70 | -21760.90 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 184096.43 | 146878.76 | 77002.31 | 14538.97 | 9421.84 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -1014.92 | -1000.11 | -832.90 | -726.31 | -529.62 |
Share of Associate | 4592.29 | 3173.38 | 2327.51 | 1664.00 | 385.28 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 187673.79 | 149052.03 | 78496.92 | 15476.66 | 9277.51 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 208536.56 | 166919.87 | -18011.20 | -85097.65 | 20371.53 |
Transfer to Statutory Reserve | 45095.69 | 35838.78 | 18311.92 | 2385.44 | 1498.99 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 86036.83 | 76147.32 | 10246.20 | -618.82 | 109840.22 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 39302.35 | 28442.49 | 14738.38 | | |
Corporate dividend tax | | | | | |
Other appropriations | 38101.68 | 26491.28 | -61307.70 | -86864.27 | -90967.68 |
Equity Dividend % | 380.00 | 275.00 | 143.00 | | |
Earnings Per Share | 36.00 | 29.00 | 15.00 | 3.00 | 2.00 |
Adjusted EPS | 36.00 | 29.00 | 15.00 | 3.00 | 2.00 |